Refinancing
Good Credit or Credit ProblemsFHA STREAMLINE REFINANCING IS FAST, EASY and has ZERO closing costs!!!
Re-Finance your existing home and take advantage of lower interest rates. Consolidate high interest rate, 2nd liens, home improvement and/or swimming pool loans into one lower interest rate mortgage and better terms and FIXED RATES.
Contract for Deed/Owner Financed/Lease PurchaseProperties can be refinanced and you receive these benefits:
- Deed and Note in your name, not the Sellers.
- Reduces your risk of losing property and accrued equity.
- Reduces your interest rate and monthly payment in many cases.
- Current appraised value - not purchase price is used to calculate LTV ratios
Cash-Out Re-Finance:
Texas homestead laws allow homeowners to take advantage of their home equity by refinancing your existing home and taking up to 80% of the current appraised value as cash equity. You can take this equity and spend it on whatever you choose: children's education; pay off debts; your dream vacation; boat or a new car.